An SMSF property checklist before you start searching.
The practical questions trustees should settle with their advice team before pursuing a property inside super.
The structure comes before the suburb.
SMSF property decisions need the fund structure, borrowing pathway and advice chain in place before the search becomes serious.
A property can look attractive and still be unsuitable for the fund, the lender, the trust deed or the member strategy. Those questions should be resolved with licensed specialists.
Your acquisition team matters.
Most SMSF purchases need coordination between accountant, financial adviser, broker, solicitor or conveyancer, and the buyer's agent.
The buyer's agent should not replace those advisers. The role is to help source and assess property while keeping the acquisition aligned with the constraints they identify.
Liquidity and tenant appeal are not optional.
SMSF property can be less forgiving because mistakes sit inside a retirement structure. Asset quality, rental demand, vacancy risk, maintenance and resale depth all matter.
The search should focus on assets that make practical sense, not just assets that technically can be bought.